Office of the CFO
Fractional CFO Services
Ongoing principal-led CFO capability for private businesses that need stronger finance leadership before a full-time executive hire is justified.
When this helps
Recognisable situations.
- 01
The owner is carrying the CFO role
Decisions on cash, hiring, pricing and capital still depend on one person without a senior finance counterpart.
- 02
The business has outgrown the controller model
Accounting may be reliable while planning, analysis and board support remain underdeveloped.
- 03
Investors or lenders require a higher standard
Reporting and forecasting must become consistent without overbuilding the function.
- 04
A transaction or expansion is approaching
The finance function needs to prepare while continuing to run the business.
Scope
The service is configured to the facts and decision.
Leadership
- CFO agenda and decision support
- Board, lender and investor reporting
- Capital and liquidity oversight
- Finance-team leadership
Planning
- Integrated budget and forecast
- Scenario and sensitivity analysis
- KPI and performance cadence
- Strategic finance analysis
Function build
- Organisation and role design
- Close and reporting improvement
- Systems and data priorities
- Full-time CFO hiring support
Engagement path
Five stages, one accountable thread.
- 01
Define the decision
Clarify the decision, constraints, stakeholders and evidence required.
- 02
Build the fact base
Reconcile the financial, tax, operational and contractual information that drives the issue.
- 03
Develop options
Model viable paths, explicit trade-offs and downside cases.
- 04
Execute the work
Produce the agreed analysis, operating cadence and decision materials with senior ownership.
- 05
Embed and hand over
Document the method, train the responsible team and retain an escalation path where needed.
Typical deliverables
Defined before work begins.
- CFO operating agenda
- Board reporting pack
- Integrated forecast
- Cash and liquidity dashboard
- Finance-function roadmap
- Decision memoranda
Questions
Common engagement questions.
How is this different from an outsourced accounting service?
The mandate centres on executive judgement, planning, cash, capital and decisions rather than transaction processing.
When should a company hire a full-time CFO instead?
When the recurring scope, team size and decision load justify permanent executive capacity; Thyor can help define and recruit that role.
Next step
Discuss fractional cfo services.
Share the situation, timing and decision. A senior adviser will respond directly and confidentially.