THYOR

Office of the CFO

Cash-Flow & Liquidity Advisory

Reliable short-term cash visibility, liquidity scenarios and an operating cadence that turns forecast variance into action.

When this helps

Recognisable situations.

  1. 01

    Cash surprises recur

    Management discovers shortfalls after commitments have already been made.

  2. 02

    Growth is absorbing liquidity

    Receivables, inventory or mobilisation costs rise faster than earnings.

  3. 03

    A refinancing or covenant test is approaching

    Stakeholders need a forecast they can test and monitor.

  4. 04

    The business is under pressure

    Time, credibility and sequencing matter more than a long-range plan.

Scope

The service is configured to the facts and decision.

Forecasting

  • Direct 13-week cash flow
  • Medium-term liquidity bridge
  • Receipts and payments assumptions
  • Variance discipline

Actions

  • Collections and billing
  • Discretionary spend controls
  • Supplier and payment sequencing
  • Minimum-liquidity triggers

Stakeholders

  • Board and lender reporting
  • Downside scenarios
  • Funding requirements
  • Contingency actions

Engagement path

Five stages, one accountable thread.

  1. 01

    Define the decision

    Clarify the decision, constraints, stakeholders and evidence required.

  2. 02

    Build the fact base

    Reconcile the financial, tax, operational and contractual information that drives the issue.

  3. 03

    Develop options

    Model viable paths, explicit trade-offs and downside cases.

  4. 04

    Execute the work

    Produce the agreed analysis, operating cadence and decision materials with senior ownership.

  5. 05

    Embed and hand over

    Document the method, train the responsible team and retain an escalation path where needed.

Typical deliverables

Defined before work begins.

  • 13-week cash-flow model
  • Weekly variance pack
  • Liquidity dashboard
  • Action register
  • Downside and contingency cases
  • Stakeholder reporting template

Questions

Common engagement questions.

Why thirteen weeks?

It is long enough to capture quarterly obligations and short enough to forecast at transaction-level detail.

Is this only for distressed companies?

No. Fast-growing, seasonal and acquisitive businesses often need the same discipline before pressure develops.

Next step

Discuss cash-flow & liquidity advisory.

Share the situation, timing and decision. A senior adviser will respond directly and confidentially.

Discuss a Situation